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Funding Specialist (Auto)

FUNDING SPECIALIST - Auto Finance

SpringboardAuto.com is changing the auto lending experience.  We deconstructed the traditional auto lending process and built a car buying encounter for the 21st century.  Fundamentally, we believe it was time that someone built a platform for the consumer.  We’re proud of what we’ve built – but there’s more work to be done.

ABOUT THE ROLE:

A Funding Specialist at SpringboardAuto.com is responsible for funding quality loans by completing appropriate verifications as directed by policy and procedure. This role lessens risk by reviewing and satisfying stipulations assigned by the Credit Analyst during the loan approval process. An individual in this role must be willing to learn quickly and adapt through organizational changes effectively.  The role requires an individual who is a self-starter, motivated and driven by a fast paced working environment.

YOU WILL:

  • Review all assigned funding packages received on a daily basis.
  • Verify employment, insurance, and proof of residence for accuracy. Notate verification discrepancies, and establish if loan parameters verified meet policy and procedure.
  • Review and calculate various types of proof of income documentation including 1040’s, bank statements, pay stubs and various others. 
  • Notate and submit verification findings outside of policy to the appropriate credit level authority for review.
  • Manage inbound and outbound phone calls while providing superior customer service.
  • Drive originations and strong funding quality performance.
  • Identity and escalate potential fraudulent pay stubs through calculation deviations and/or visual inspection. 
  • Prioritize work queues effectively while focusing on meeting and exceeding funding service levels at all times.
  • Build and maintain relationships with internal and external customers.
  • Contributes to, and encourages others to, demonstrate a team focused, values based, service culture throughout the organization.

SKILLS YOU'LL NEED:

  • Minimum of 5-years funding experience in non-prime direct-to-consumer lending. 
  • Strong analytical and problem solving skills.
  • Ability to make good decisions using a blend of analysis, common sense, experience, and judgement.
  • Knowledge of credit laws and regulations.
  • Excellent verbal and written communication skills; superior interpersonal and telephone skills.
  • Must be very organized, dependable and punctual.
  • Strong integrity and work ethic.
  • Must be support in a team environment.
  • Knowledge of direct lending credit, sales and funding processes.
  • Strong computer skills, originations systems preferred.
  • Experience in small company, fast-paced, high intensity environments, where creative solutions and cross-functional teamwork is a must.

If you love the Funding process then we want to hear from you!

This is a full time regular position.  Daily schedules will vary, weekly schedules will include Saturday hours.

ABOUT US:

SpringboardAuto.com is bringing the fintech revolution to the trillion-dollar automotive transaction market. Founded and led by leaders of the auto finance and fintech spaces, we believe buying and financing a car should be a transparent and rewarding customer experience. To achieve this, we are building a technology platform that leverages financial technology innovation to create a transformative experience for the customer. We are looking for dynamic and high-performance individuals that share our passion for the power of technology to transform and deliver customer experience excellence. Come join us!

At SpringboardAuto.com we offer competitive compensation and a variety of benefits to meet the health and well-being needs of our employees.

SpringboardAuto.com is proud to be an equal opportunity employer.  We are committed to equal opportunity regardless of race, color, ancestry, religion, gender, gender identity, genetic information, parental or pregnancy status, national origin, sexual orientation, age, citizenship, marital status, disability, protected veteran status, or any other characteristic protected by law. 

Your Right to Work – In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification document form upon hire.  We utilize E-Verify to electronically verify employment eligibility.

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